We finance or lease commercial equipment for companies that have been running for at least 2 years or the owner must have at least 5 years’ experience on the field. The minimum amount financed is $15k.
Our management understands what every industry needs to maintain or grow operations.
Our financing options are:
The borrower holds legal title to the equipment, enters a contract with CEFI to repay the principal balance and pledges the equipment as collateral. Borrower reports assets and loan principal balance on balance sheet, deducts interest expense and equipment depreciation.
CEFI holds legal title to the equipment and rents it to the Lessee for a specific period with a fixed monthly payment. Lessee reports assets and lease principal balance on balance sheet, deducts interest expense and equipment depreciation. At the end of the rental period, lessee purchases the equipment from CEFI at a previously agreed upon price ($100).
CEFI holds legal title to the equipment and rents it to the Lessee for a specific period with a fixed monthly payment. Lessee’s balance sheet is not impacted; lease payments are reported as a capital expense. At the end of the rental period the equipment’s fair market value is assessed and the lessee has the following options:
CEFI purchases the equipment from your business and leases the equipment back to you. The original owner continues to use the equipment without disruption.
Applying is simple, just submit the following documents to a CEFI Sales Representative and in 2-3 business days your sales rep will inform you on our credit department’s credit decision, credit terms and discuss next steps for contract signing.
In order to apply you need to provide the following information:
Prior to contract signing, client must insure the equipment to be financed or leased. CEFI must be included as Loss Payee/Additional Insured and the equipment description, serial numbers and insured amount must aapear on the insurance certificate submitted to CEFI.
For a quick quote, fill out the following information.
Boost your regional sales by offering fast, affordable, and knowledgeable business financing solutions to your customers via CEFI. We are leaders in structuring targeted leasing and financing programs for vendors, dealers and distributors.
We provide vendors with credit applications and monthly payment factors so they can give prospects a monthly payment figure instantly and have them fill out the application.
Have a prospect interested in financing commercial equipment, give us the details via phone or web and we will contact them to discuss financing alternatives and set up a meeting.
We evaluate financing solutions that best fits client’s needs from the moment we contact a prospect.
Need financing marketing material for your prospect, just ask.
Our application can be submitted online or downloaded and sent via email or fax. We will contact your prospect to obtain additional information.
1-3 Business Days: Time it takes to produce a credit decision (Once we receive the required client credit documents).
Next Day Funding; Once client signs the necessary contract paperwork and submits required insurance documents.
From the moment we contact a prospect, we evaluate financing solutions that best fits their needs and objectives increasing the likelihood and speed of a sale.
650 Luis Muñoz Rivera Ave. Suite 101 (Hato Rey - Monte Mall) San Juan, Puerto Rico