We are CEFI

Commercial
Equipment
Finance
International

0

Financed nearly $1B in commercial equipment

0

Quick funding turnaround once approved

0

Supported over 2,500 companies of all sizes

Our Mission

At CEFI, we are committed to empowering businesses across all industries by providing bespoke, competitive, and flexible equipment financing solutions. Our mission is to foster long-term partnerships rooted in trust, leveraging our deep industry knowledge to deliver exceptional value to our clients. By streamlining the equipment acquisition process, we ensure that our clients have the essential tools to achieve growth and prosperity in a dynamic business environment.

Our vision is simple. To equip businesses of all sizes with the financial agility needed to transform ambitions into lasting achievements, fostering a landscape of sustainable success.

Corporate Responsibility

At CEFI, we are dedicated to upholding our core responsibilities as a conscientious corporate citizen. Our commitment extends beyond providing exceptional equipment financing solutions; it encompasses ethical business practices, community engagement, and environmental stewardship. We strive to make a positive impact through:

Ethical Business Practices

Conducting business with integrity, transparency, and accountability in every decision we make.

Community Engagement

Building stronger communities through active support, partnerships, and meaningful impact.

Environmental Stewardship

Committed to sustainable practices that protect our planet for future generations.

Diversity and Inclusion

Fostering a workplace where diverse perspectives drive innovation fuels success.

Customer and Employee Well-being

Prioritizing the success, health, and growth of our customers and employees. 

Our Original Story

Commercial Equipment Finance International (CEFI) was founded in 2009, with offices in Coral Gables, Florida. CEFI is a leading independent, full-service commercial equipment finance and leasing company committed to providing tailored financial solutions to meet the needs of growing businesses. CEFI has financed and leased nearly $1 billion in commercial assets to over 2,250 customers in the United States and Puerto Rico, with a lending platform to fulfill the commercial equipment needs of companies of all sizes.

Founders' Message

CEFI USA Executive Team

Our team is full of tenured industry professionals that rely on their expertise and knowledge to provide clients with first-class customer service. As a specialized and experienced equipment financing company, all CEFI team members, including the executive team, pride themselves on providing an efficient financing process.

  • Ricardo Ríos Bolívar headshot

    Ricardo Ríos Bolívar

    Co-Founder and CEO

  • Guillermo Pérez headshot

    Guillermo Pérez

    Co-Founder and Vice President

  • Ricardo E. Ríos Flores headshot

    Ricardo E. Ríos Flores

    President

  • Elsa Bandas headshot

    Elsa Bandas

    Chief Financial Officer

History

CEFI has financed over $900MM in commercial equipment to 2,500+ businesses.

2009

CEFI is founded by tenured industry veterans, Ricardo Ríos Bolívar & Guillermo Pérez Tur.

2010

CEFI obtains a lending facility from the Economic Development Bank of Puerto Rico ($5MM).

2013

CEFI expands its lending facility to include a revolver ($4MM) of FirstBank of Puerto Rico.

2014

CEFI reaches $100MM in originations since inception

2015

CEFI expands its originations platform to Florida and closes a $31MM warehouse facility with FirstBank of Puerto Rico.

2016

CEFI reaches $200MM in assets under management (AUM).

2017

CEFI founders acquires all the ownership of CEFI in a stock purchase.

2018

CEFI finances equipment to its 1,000th customer and expands its warehouse facility to $41MM with FirstBank of Puerto Rico.

2019

CEFI celebrates its 1st decade in business and expands its origination platform to Texas.

2020

CEFI reaches $400MM in originations since inception and expands its funding structure to $76MM amongst FirstBank of Puerto Rico & KeyBank.

2021

CEFI celebrates it 1,700th customer, expands its origination platform to Georgia and closes an inaugural securitization rated by DBRS Morningstar.

2024

CEFI celebrates its 15th anniversary of helping businesses obtain the equipment they need to be successful and prosper.