Introduction
Commercial Equipment Finance International ("CEFI," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website cefiusa.com or use our equipment financing services.
2. Information We Collect
Personal Information:
- Name, address, phone number, email address
- Business information (company name, tax ID, years in business)
- Financial information (credit score, bank statements, revenue data)
- Equipment details and financing needs
- Driver's license or other identification documents
Automatically Collected Information:
- IP address, browser type, device information
- Website usage data and analytics
- Cookies and similar tracking technologies
- Pages visited and time spent on our site
3. How We Use Your Information
We use your information to:
- Process equipment financing applications
- Evaluate creditworthiness and make lending decisions
- Communicate about your application status
- Provide customer service and support
- Comply with legal and regulatory requirements
- Improve our website and services
- Send marketing communications (with your consent)
4. Information Sharing and Disclosure
We may share your information with:
- Lenders and Financial Partners: To process your financing application
- Credit Bureaus: To verify credit information and report payment history
- Service Providers: Third-party vendors who assist with our operations
- Legal Compliance: When required by law or to protect our rights
- Business Transfers: In connection with mergers or acquisitions
We do not sell your personal information to third parties for marketing purposes.
5. Data Security
We implement appropriate technical and organizational measures to protect your information, including:
- SSL encryption for data transmission
- Secure servers and databases
- Access controls and authentication
- Regular security assessments
- Employee training on data protection
6. Your Rights and Choices
You have the right to:
- Access and review your personal information
- Request corrections to inaccurate data
- Opt-out of marketing communications
- Request deletion of your information (subject to legal requirements)
- File complaints with regulatory authorities
7. Cookies and Tracking
Our website uses cookies to:
- Remember your preferences
- Analyze website traffic
- Improve user experience
- Provide targeted content
You can control cookies through your browser settings.
8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their privacy policies before providing information.
9. Children's Privacy
Our services are not intended for individuals under 18. We do not knowingly collect information from children.
10. California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to delete personal information.
11. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.
12. Contact Information
For questions about this Privacy Policy or your personal information, contact us:
Commercial Equipment Finance International (CEFI) Phone: (833) 926-2334