Equipment Financing. Done Right.
See why more than 3,000 businesses have chosen to use CEFI (Commercial Equipment Finance International) for quick, easy, and reliable equipment financing they need to grow.
See why business owners pick CEFI.
An independent equipment finance company with 15+ years of proven success serving the dealer community.
- Relationship Driven
- Reliable Source of Funding
- Competitive Rates and terms
- Flexible Underwriting Standards
- Integrity and Transparency In Lending
- Prompt funding
Flexible Business Solutions
Equipment Financing
Financing equipment with CEFI USA offers a hassle-free process with quick turnarounds, ensuring you get the equipment you need without the wait. Enjoy competitive rates and flexible terms, all from a trusted, relationship-driven financing partner committed to your growth!
- 10-Minute Online Application
- Terms up to 72 months
Equipment For You
In addition to funding equipment, CEFI also has a stellar inventory of used equipment for sale. From mini excavators and dozers to semi trucks and reefer trailers. Explore our inventory to see if we have what you are looking for.
- Excavators
- Front Loaders
- Dump Trucks
- Bulldozers
- Semi Trucks
- Food Trucks
Funding Options
Quick Funding
Get approved and funded in as little as 48 hours.
Custom Finance Programs
Finance equipment up to $1.5M - with payment options and terms tailored to your specific needs.
Work With The Best
CEFI evaluates more than just your credit score, but the potential of your business, as well.
Get Approved.
Get Funded.
Get Going.
- Submit
Our simplified application process is designed to be completed in just a few minutes. - Approval
Once your application is complete, it will be reviewed and you will receive an answer within 48 hours. - Funding
Upon approval, your equipment will be funded and you can start using it to help grow your business.
Easy to Qualify. Typical Requirements.
At CEFI, we strive to provide tailored financing solutions that meet the unique needs of each business, understanding that no two deals are exactly alike. While we have established some general guidelines, it is important to note that we frequently work with businesses that may not meet these typical criteria.
Our usual benchmark for a Personal Guarantor (PG) is a FICO score of 650. However, we recognize that exceptional opportunities may arise with scores lower than this threshold. In those cases, we evaluate additional factors to make an informed decision.
We prefer businesses with at least two years of operational history. Nonetheless, for entrepreneurs demonstrating strong business acumen and significant industry-recognized experience, we are flexible in considering businesses with a shorter history.
Business Experience
2+ Years
in business can help you qualify for better terms
Good Credit Rewarded
650+
FICO score qualifies for competitive rates and flexible terms
Business Income Guidelines
$150k+
yearly revenue shows the cash flow needed for equipment payments
Sector-Specific Solutions
Tailored
equipment financing for your industry's unique needs and requirements
We understand
equipment financing needs for businesses - and we are ready to chat.
You're an expert on your business, let us be the expert on equipment lending. The CEFI team of relationship managers (RM) is here to help every step of the way.
(833) 926-2334
Monday - Friday
8:30 a.m. - 5:30 p.m. ET
Our Reviews Speak For Themselves
5 Stars
(11)
Jerry Moreira
Great Sales Team, overall a good experience. I signed all paperwork at distance (docusign) and obtained a great commercial rate (interest). Laura and her leadership was decesive in my involment with CEFI…
Lenix Reyes
Dedicated Commercial Bank. We are costumers since few years ago. Laura is a great professional and helps me to complete our goals. If you need some financial advice and financing services call CEFI.
Meta Transport
I 100% recommend this company. They helped me buy my first truck and I’m now on my 12th all because of CEFI! Five stars. I want to thank them for all their help. Especially Sergio and Alexis…